Protection

Income Protection

Family is important; that’s why it’s best to get expert advice to help protect what matters, when it matters!

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What is it?

Income Protection is a policy designed to provide you with a regular, tax-free income if you're unable to work due to illness or injury. It ensures that your financial commitments can continue to be met even when your ability to earn is temporarily interrupted.

Unlike short-term sick pay or state benefits, an Income Protection plan can continue paying out until you’re well enough to return to work, or until the policy ends; typically at your chosen retirement age.

For many professionals, this type of policy forms the foundation of a resilient financial plan, offering stability and peace of mind when it matters most.

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Who is it for?

Income Protection is suitable for anyone who relies on their income, whether employed or self-employed. It’s especially important for those who:

  • Would struggle to meet financial obligations without their monthly income.

  • Have limited or short-term employer sick pay benefits.

  • Want to safeguard their lifestyle, mortgage, or private education fees.

  • Run their own business and can’t afford lengthy downtime.

Even if you have existing cover in place, we can help you structure a policy that integrates with your current arrangements, ensuring you’re neither under- nor over-insured.

Why Choose Us?

Our clients lead busy, high-performing lives and rely on their income to maintain their lifestyle, meet their commitments, and achieve their goals. We provide discreet, tailored advice to ensure your protection strategy is tailored to your needs.

Let us help you future-proof your finances with a solution that’s built to deliver whatever life brings.